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FAQ

Short answers to the questions that come up most often.

Does GrapeVest connect to my bank?โ€‹

No. You enter data by hand, once a month. It's a deliberate choice โ€” you stay in full control of what goes into the plan, and you don't share account access with anyone.

Does my partner see all my data?โ€‹

In the Duo plan โ€” yes. You run one shared plan, so you both see the same positions, goals and progress. If you'd rather keep finances separate, choose the Solo plan.

Can I use it on my own?โ€‹

Yes. The Solo plan is your private wealth tracker. Duo is an option for couples and families, not a requirement.

Is it a replacement for Excel?โ€‹

Yes โ€” for wealth management. GrapeVest does what many people use a spreadsheet for: it gathers all of your wealth in one place, computes net worth and shows progress. The difference is that you don't maintain formulas, and sharing the plan with a partner is easy.

Is it investment advice?โ€‹

No. GrapeVest shows your data and computes projections from it. It doesn't recommend specific instruments or make decisions for you.

Is my data safe?โ€‹

Cloud accounts are encrypted end-to-end. The key is derived from your password on your device and never reaches the server. We don't read your data. See Privacy & security for details.

Does it work offline?โ€‹

Yes. In local mode your data lives in the browser and needs no login. You can also install the app on your phone as a PWA.

Which currencies can I use?โ€‹

Zล‚oty by default. Individual positions and assets can be held in a foreign currency (USD, EUR, GBP, CHF and others). GrapeVest converts them to PLN at the current NBP rate. For example, Bitcoin bought in euros can be tracked in euros or simply as its PLN equivalent.

How much does it cost?โ€‹

Nothing for now. GrapeVest is in open beta and the whole app is free. A paid plan will come only once the app has real users, and we will announce it in advance. Your data stays intact regardless of the plan.

Can I delete my account and data?โ€‹

Yes. Settings has an option to permanently delete your account, confirmed with your password. It removes the data of the household where you're the only member.

What happens if I forget my password?โ€‹

Your data is safe as long as you have your recovery code. The app shows it once, when encryption is turned on, and asks you to save it.

  1. On the sign-in screen choose "Forgot your password?". We will email you a link to set a new password.
  2. After signing in with the new password, the app asks for the recovery code.
  3. Paste the code and choose "Unlock and set a new password".

All entries, positions and goals stay as they were. Keep the code in a password manager or printed in a safe place.

What if I lose both my password and the recovery code?โ€‹

Your data is encrypted with a key derived from your password or your recovery code. We have no copy of that key, so we cannot decrypt your data for you. It is the same property that keeps anyone but you (and your partner in Duo) from reading it.

  • Solo plan. Without the password and the code the data cannot be recovered. You can start a new plan.
  • Duo plan. The shared plan is not lost. Your partner has their own key and still sees all the data. They can remove you in settings and invite you again, and after rejoining you will see the shared plan again.

That is why it is worth saving the recovery code right away.