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Analysis (📊)

Insights and progress — "what your data is telling you". The methods behind the numbers are covered in Calculations.

GrapeVest analysis — financial health score, main goal and month history

Financial health score (0–100)​

Built from your emergency buffer, savings rate, debt share, diversification and goal progress. A "Where does this come from?" section explains each component and its weight.

Main goal​

A chosen overarching goal with a progress bar:

  • Debt freedom,
  • A million in liquid assets,
  • Financial independence (your own amount).

Monthly history​

A List / Chart toggle:

  • a list with income, amount saved, costs and savings rate,
  • a bar chart (income · saved · costs, side by side).

FIRE​

Your FIRE number (25× annual expenses), "you're X% of the way there", the 4% safe monthly withdrawal, and a "What is FIRE?" explainer.

Wealth timeline​

A net-worth projection across the years (e.g. 2026 → 2030 → 2040), with a summary of the months you've entered.

Insights (rules)​

Automatic tips: emergency buffer, savings rate, debt share, portfolio concentration, % FIRE, loan payoff date, savings trend. The same rules power your notifications.