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Monthly entry (➕)

The monthly ritual of filling in your data — the heart of the app.

GrapeVest monthly entry — income, budget and contributions

A 4-step wizard​

The entry walks you through step by step (with Next / Back buttons and a progress bar) to make it simpler and harder to get wrong. The form pre-fills an existing entry for the selected month; you can go back to earlier months to review them or fill them in.

It's one monthly ritual that updates two things at once: how much you set aside this month (contributions) and how much your accounts are worth right now (values). That way your net-worth trend reflects market movement too, not just contributions — and you never have to guess where to update what.

Solo mode. When a plan has only one person (a second one hasn't been added or invited), the form adapts automatically: there's a single income field, the "Saving as" section disappears, and the headings talk about your accounts and budget (not "yours" plural). The onboarding wizard on the "Just me" path no longer adds any second person to the plan — you can add a partner later by invitation or in Settings (Profile & family).

Step 1 — Month & income​

  • Choosing the month.
  • Income — a field per person (names from the profile).
  • Saving as (Duo only) — pick whose contribution column you're filling; the other person's contributions stay untouched.
  • Savings budget — how much of your income to put toward contributions and overpayments this month. For an empty (new) month the field is blank — we don't suggest a default amount.

Step 2 — Allocate​

  • Same as last month — one tap copies your contributions (and instalments) from the last entry, so a repeat month is confirmed in a second instead of re-entered from scratch. It only copies the fields to confirm or adjust — nothing is booked twice.
  • Quick scenarios (Min / Average / Good / High) — one click fills the suggested contributions; you can fine-tune the savings range.
  • Budget envelope — how much is already allocated and how much is left. Going over turns the bar red and warns you, but doesn't block saving.
  • Contributions and overpayments — an amount per holding. In Duo each person enters their own; the row shows "+ Partner: … · Total: …", so when you both add to the same thing (e.g. a loan overpayment) the amounts add up instead of overwriting.
  • Crypto — for a crypto holding you enter the contribution amount in your currency, just like for any other account. The app converts it to units itself, using the coin's rate for that month (units = amount ÷ rate), and appends it to the history — you don't have to work out how much BTC that is or update the quantity by hand. Details: How it works → Cryptocurrencies.
  • Loan instalments — a separate field for the fixed instalment (apart from the overpayment).

Step 3 — Update values​

  • A list of accounts (investment holdings) with a suggested value: the current value plus your contributions from this month. All you have to do is confirm it or adjust for market movement (price, valuation) — you don't have to click through everything every month.
  • These values are saved directly (they replace the running total of contributions), so the net-worth trend captures the market and a re-save doesn't double anything.
  • Crypto is priced automatically from its rate — it doesn't appear on this list.
  • "Update from a broker export" — instead of retyping valuations from your broker's panel, upload a fresh export (e.g. XTB .xlsx): the import wizard matches rows to your existing holdings and replaces quantity, cost and value (names and position settings stay). When the wizard closes, the suggestions in this step refresh from the new values.

Step 4 — Summary​

  • Cost-of-living rating (1–5) and a note.
  • Live summary: income, contributions (both people), instalments, and cost of living = income − contributions − instalments.
  • The Save month button.

Saving​

After you click Save month you return to the Dashboard, where a short confirmation appears at the top ("Entry saved — month") and fades away on its own. That way you can see right away that the save succeeded — including when you re-edit an existing month. The account values set in step 3 are saved absolutely (they're the source of truth about your net worth).

Saving is safe to repeat: values are set directly (not added), and contributions are counted relative to what's already been booked — so re-saving the same month, or adding a second person, never counts twice. The second household member adds their part by entering the same month again — their column will already show the partner's saved part.

Deleting an entry​

When the selected month already has an entry, the first step shows "Delete this month's entry" (with a confirmation). This removes the budget and contributions record from the history — the holdings' values stay (we don't roll back contributions already added to the portfolio).