Account & sign-in
GrapeVest runs in two modes. Which one you pick depends on whether you use it on a single device or share the plan.
Local mode
- Data is kept in your browser (
localStorage), with no login. - Works offline, with zero setup.
- The data lives on one device/browser.
Cloud mode
You sign in and your plan syncs through the cloud. Your data is end-to-end encrypted — only you (and an invited partner) can read it, not us. See Privacy & security.
How you sign in
- Password — cloud accounts use a password. The encryption key is derived from it on your device, so your data can be decrypted only by you.
- Forgot your password? Your recovery code (shown once when you first sign in) restores access; you then set a new password.
Solo and Duo plans
- Solo — your private financial plan.
- Duo — two people, one shared household: you both see the same plan, goals and progress. One person pays; both get access.
You invite a partner with a code or by email (see Onboarding and Settings).
Free trial
A new account gets 30 days of full access to every feature. After the trial you need a subscription to keep going — your data stays untouched.
Deleting your account
Settings has an option to permanently delete your account (confirmed with your password). It removes the data of any household where you're the only member, in line with GDPR.