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Account & sign-in

GrapeVest runs in two modes. Which one you pick depends on whether you use it on a single device or share the plan.

Local modeโ€‹

  • Data is kept in your browser (localStorage), with no login.
  • Works offline, with zero setup.
  • The data lives on one device/browser.

Cloud modeโ€‹

You sign in and your plan syncs through the cloud. Your data is end-to-end encrypted โ€” only you (and an invited partner) can read it, not us. See Privacy & security.

How you sign inโ€‹

  • Password โ€” cloud accounts use a password. The encryption key is derived from it on your device, so your data can be decrypted only by you.
  • Forgot your password? Your recovery code (shown once when you first sign in) restores access; you then set a new password.

Solo and Duo plansโ€‹

  • Solo โ€” your private financial plan.
  • Duo โ€” two people, one shared household: you both see the same plan, goals and progress. One person pays; both get access.

You invite a partner with a code or by email (see Onboarding and Settings).

Free trialโ€‹

A new account gets 30 days of full access to every feature. After the trial you need a subscription to keep going โ€” your data stays untouched.

Deleting your accountโ€‹

Settings has an option to permanently delete your account (confirmed with your password). It removes the data of any household where you're the only member, in line with GDPR.